How to Review a Checking Account Before You Open It
A practical guide to reading a checking account's fee schedule, overdraft terms, ATM rules, and deposit-availability disclosures before you commit.
Guides by Will Osagiede, CFP®, AWMA®
Filtered by author: Will Osagiede, CFP®, AWMA®. Clear filter
How to Review Your Homeowners Insurance Policy
A practical guide to reading a homeowners insurance declarations page so you can see whether the dwelling, contents, temporary-living-expense, and liability protection still fit the house and household.
Get Your Financial Life in Order Without Doing Everything at Once
A practical long-form guide to getting your financial life organized by stabilizing cash flow, building savings, dealing with debt, protecting against major risks, and starting long-term planning without trying to fix everything in one month.
How to Choose the Right Debt Plan
Learn how to decide whether you need a self-directed payoff plan, a consolidation comparison, or counseling-backed repayment support before you commit to the wrong debt strategy.
How to Build an Emergency Fund Without Stalling Everything Else
A practical guide to sizing an emergency fund, building it in stages, choosing where to keep it, and balancing the reserve against debt payoff and other real-life priorities.
Beginner's Guide to Budgeting
A practical guide to building a first budget, tracking spending calmly, setting realistic goals, and choosing a budgeting system you can actually keep using.
How to Compare Mortgage Offers Using the Loan Estimate
A practical guide to comparing mortgage offers by using the Loan Estimate to focus on the payment, fees, mortgage insurance, and five-year cost instead of letting rate alone decide too much.
2026 Financial Planning Limits and Tax Reference Guide
A current-year planning reference guide covering key 2026 retirement, Social Security, Medicare, estate and gift tax, HSA, education, mileage, capital gains, income tax, and AMT figures.
How to Choose an Asset Allocation Without Guessing
A practical guide to choosing a stock-bond-cash mix that fits your timeline, risk tolerance, and upcoming cash needs without overcomplicating the portfolio.
How to Read a Long-Term Care Insurance Policy Before You Buy
A practical guide to reading long-term care insurance policy terms so you can judge what the coverage would really do before you commit to the premium.