Articles by Will Osagiede, CFP®, AWMA®
Browse OnWealth articles written by Will Osagiede, CFP®, AWMA®.
RSS feedInsurance
When Is It Too Late to Buy Long-Term Care Insurance?
There is not one universal cutoff age, but the window to buy long-term care insurance usually gets harder as health changes, age rises, and premiums become less practical.
Insurance
How Much Auto Insurance Do You Need?
The right auto insurance limit is not just about meeting the legal minimum. It is about how much financial risk you would still carry after a serious accident.
Insurance
Should You Keep Collision and Comprehensive on an Older Car?
Keeping collision and comprehensive on an older car can still make sense, but only if the premium, deductible, and car value still work together in a way the household can justify.
Mortgages
When Does Refinancing Actually Save You Money?
A refinance saves money only when the lower payment or lower rate is strong enough to recover the closing costs and still make sense for how long you expect to keep the loan.
Home
What Changes Your Cost of Living Most When You Move?
Housing gets the headline, but transportation, insurance, utilities, childcare, and the rest of the monthly structure often decide whether a move really improves your finances.
Debt
Debt Snowball vs. Debt Avalanche: How to Choose a Payoff Plan
Debt snowball and debt avalanche can both work. The best payoff plan depends on whether lower interest cost or earlier wins will keep you making the next payment.
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