Glossary term

Quoted Spread

Quoted spread is the difference between the best quoted ask price and the best quoted bid price for a security at a given moment.

Updated

May 20, 2026

Read time

3 min read

What Is Quoted Spread?

Quoted spread is the difference between the best quoted ask price and the best quoted bid price for a security at a given moment. If a stock has a best bid of $20.00 and a best ask of $20.05, the quoted spread is five cents.

The quoted spread is a visible measure of trading cost and liquidity. A narrower spread usually suggests deeper competition or easier trading, while a wider spread can signal lower liquidity, higher volatility, or greater risk to liquidity providers.

Key Takeaways

  • Quoted spread is the displayed difference between the best bid and best ask.
  • It is a simple liquidity and transaction-cost measure.
  • Wider quoted spreads usually make immediate trading more expensive.
  • The quoted spread can differ from the effective spread if trades execute inside or outside the displayed quotes.
  • Spreads often widen during volatility, low liquidity, or market stress.

How Quoted Spread Works

The bid is the highest displayed price a buyer is currently willing to pay. The ask, or offer, is the lowest displayed price a seller is currently willing to accept. The difference between them is the quoted spread.

A trader who buys immediately may pay the ask. A trader who sells immediately may receive the bid. That gap is one reason immediate trading has a cost even when explicit commissions are low or zero.

Quoted Spread Versus Other Spread Measures

Measure

What it captures

Quoted spread

Displayed bid-ask difference.

Effective spread

Actual execution cost relative to midpoint.

Realized spread

Execution economics after subsequent price movement.

Percentage spread

Spread scaled by price, useful across different stock prices.

How to Interpret It

Quoted spread is easiest to understand in liquid stocks, but it can be misleading if taken alone. A stock may show a narrow spread for a small number of shares but have little depth behind the quote. A larger order may move through multiple price levels and face more cost than the top-of-book spread suggests.

Quoted spread also does not reveal whether a broker obtained price improvement. A retail order may execute inside the spread, producing a lower effective spread than the displayed quoted spread.

Practical Interpretation

Quoted spread is easy to observe, but it can overstate or understate real trading cost. A marketable order may receive price improvement inside the spread, while a large order may sweep multiple price levels and pay more than the displayed spread suggests. That is why quoted spread is best treated as a starting indicator of liquidity, not the final cost measure.

The Bottom Line

Quoted spread is the visible gap between the best bid and best ask. It is a useful first look at liquidity and immediate trading cost, but it should be read with depth, execution quality, and effective spread.

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